FAQs
Are you considered a fiduciary?
Yes. Yes. Yes. First and foremost, we are fiduciaries. We established ourselves this way so that we could offer the best solutions that were always in the best interest of our clients. Affinity Financial - The Walker Group is fee-based. We do not sell commission investment products.
Do you consult on student loans?
Yes. We work with many young professionals coming out of school who are saddled with student loan debt. We help create a tailored repayment program that takes advantages of the many different repayment programs and loan rates out there today.
What does your ideal client look like?
We want to work with clients who understand the importance of having a professional on their team working towards their goals and their financial freedom. Due to the lack of experience, knowledge, or time, our clients want us to partner with them to take on the responsibilities of managing their financial plans and achieving their goals.
How do you get paid?
We get paid three ways. we are paid management fees for investment management, fees for financial planning, and we are paid a commission when selling an insurance policy. At all times, we are a fiduciary and lookout for our client(s)’ best interest. We do not have any minimums or quotas from broker/dealers or insurance carriers as we are truly 100% independent advisors.
What is your investment philosophy?
It all begins asset diversification. Utilizing many of the aspects of the Modern Portfolio Theory (maximizing return while minimizing risk), we design low-cost, tax-efficient, diversified portfolios. While you work hard and live your life, let your money work hard for you.
How do I monitor my accounts?
You can monitor your financial plan through MoneyGuidePro®. You can view all of your accounts that are aggregated in Oranj. You can view all of your Charles Schwab accounts through their website and mobile apps.